Southwestern Adventist University

Undergraduate Bulletin 2017-2018 PDF

Payment Plans

Southwestern offers three payment plans for fall and spring semesters to help students manage their university expenses. Classes taken during the summer require full payment at the time of registration for each module.

Plan I - Cash

Full payment of semester charges that are not covered by student aid.

Plan II - Four-payment Institutional Education Loan (0% interest)

Under this plan, students are required to pay 65% of the semester charges at registration.  Financial aid can be applied to the 65% payment.  The remaining balance will be a zero percent interest loan divided equally over four payments due the 10th of each month, as follows:

  
Fall Semester 
July 15 Registration payment, minimum of 65% of semester charges
August 10 First payment
September 10 Second payment
October 10 Third payment
November 10  Final payment - balance owed on account

Students must go to the University portal in July to choose this payment option at www.portal.swau.edu.

  
Spring Semester 
December 15Registration payment, minimum of 65% of semester charges
January 10First payment
February 10Second payment
March 10Third payment
April 10Final payment - balance owed on account

Students must go to the University portal in December to choose this payment option at www.portal.swau.edu.

Plan III - Three-payment Institutional Education Loan (0% interest)

Under this plan, students are required to pay 65% of the semester charges at registration.  Financial aid can be applied to the 65% payment.  The remaining balance will be a zero percent interest loan divided equally over three payments due the 10th of each month, as follows:

Fall Semester  
At Registration Registration payment, minimum of 65% of semester charges
October 10 First payment
November 10 Second payment
December 10 Final payment - balance owed on account
   
Spring Semester  
At Registration Registration payment, minimum of 65% of semester charges
February 10 First payment
March 10 Second payment
April 10 Final payment - balance owed on account

Any additional charges the student incurs during the semester will become a part of the institutional loan for payment plans II and III.  These additional charges will be added to the next payment due.  All institutional loans are to be paid in full by the end of the semester.

The University is advancing value to students in the form of educational services and a student’s right to register is expressly conditioned upon the student’s agreement to pay the costs of tuition and fees and any additional costs when those charges become due.  Regardless of the student’s eligibility for financial aid, the student is personally responsible for the full amount assessed as a result of the student’s registration.  In addition, failure to pay the costs of tuition and fees will result in a financial hold on the student’s record which will prevent release of the student’s academic transcript and diploma.  The University may refer any past due account for collection and may authorize legal action against the student for the collection of this debt.  The student is liable for all reasonable collection costs, including attorney fees, court costs, and other charges necessary for the collection of a past due account.

Methods of Payment

Online -- Current students may pay online with a credit or debit card through their student portal.

Phone call -- Payments may be made to a credit or debit card by calling the cashier at 817-202-6299.

In-person -- Payments may be made by cash, check, or debit/credit card at the Cashier's Office on campus.

Mail -- Check or money orders may be sent to Student Financial Services.

Wire Transfer -- See instructions at www.swau.edu/bank-wire-instructions

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